Insurance Litigation & Coverage Disputes

Expert Insurance Coverage Lawyers Located in Springfield, MO.

Protecting Your Rights and Enforcing Insurance Policies.

Don't let insurance companies exploit loopholes to deny your rightful claim. Just because your insurance company has refused to pay, does not mean you are barred from coverage. Let our attorneys fight for you to ensure your coverage is paid, and have security and peace of mind throughout the entire process.

At Hosmer King & Royce, our trusted insurance coverage attorneys in Springfield, MO are dedicated to ensuring you get the compensation you deserve. We will fight for you to hold your insurer accountable and enforce the policies they sell. As a full-service law firm, our attorneys are prepared to fight for you at every step in the legal process. If you suspect your insurance claim has been wrongfully denied, do not hesitate to contact us and see how we can help.

Common Insurance Coverage Disputes We Handle:

Insurance law in Missouri is complicated. Disputes can arise in various forms, and our skilled attorneys are equipped to handle them all, including:

1. Denial of First-Party Benefits
2. Property Damage Claims: Insurance companies often dispute or deny property damage claims, leaving policyholders to bear the financial burden of repairs and replacements. At Hosmer King & Royce, we fight for your right to have these claims honored, ensuring that your home, vehicle, or business property is adequately covered and compensated.
3. Health Insurance Claims: Health insurance is vital for accessing necessary medical treatments and procedures. When insurers deny your claims, our attorneys step in to advocate for your right to coverage, ensuring that you receive the medical care you need without undue financial strain.
4. Uninsured/Underinsured Motorist Claims: Accidents involving uninsured or underinsured motorists can leave you struggling to cover medical bills and repair costs. Our team works diligently to secure compensation through your insurance policy, ensuring that you are not left without support due to another driver’s lack of coverage.
5. Wrongful Death Claims: The loss of a loved one is devastating, and dealing with wrongful death claims can add to your burden. We help you pursue rightful benefits from your insurance policy, providing the financial support needed during such a difficult time.
6. Vexatious Refusal To Pay: When an insurance company not only denies your claim but does so in an unreasonable and unfair manner, it constitutes vexatious refusal to pay. Our attorneys hold these companies accountable, seeking penalties and additional compensation for their bad faith actions, ensuring you are treated justly.
7. Third-Party Claims: Facing lawsuits and claims can be daunting, especially when your insurance company refuses to defend or indemnify you. We ensure that your insurer upholds its obligations, providing the defense and indemnification you are entitled to in cases involving auto accidents, personal injuries, and other claims.
8. Bad Faith Litigation: Missouri’s Mo. Rev. Stat. § 537.065 provides critical protections against insurance companies that fail to defend and indemnify you. Our attorneys leverage these protections to limit your liability, ensuring your insurance company honors its obligations and defends you adequately.
9. Declaratory Judgment Actions: When an insurance company agrees to defend you under a reservation of rights (ROR), it can create uncertainty and potential financial risk. We use legal mechanisms, such as hammer letters, to lift policy limits and ensure that your insurance company treats you fairly and provides the defense you deserve.

Why Choose Hosmer King & Royce for Your Insurance Coverage Disputes?

You deserve to have a team of attorneys with more than 100 years of combined experience on your side. The attorneys at Hosmer King & Royce LLC have extensive experience with insurance law and represents clients involved in cases of all types. Our goal in every case is to ensure that you receive the compensation you deserve. Sometimes a fair settlement can be reached without going to trial, allowing us to settle out of court. However, if we are unable to negotiate a fair settlement in mediation, we are fully prepared to fight on your behalf in court.

• Experience and Expertise: Our attorneys have a deep understanding of insurance matters and are trusted and experienced in fighting against large insurance companies and their attorneys.
• Personalized Attention: We truly value developing personal relationships with our clients and we are dedicated to getting you and your family the compensation you deserve.
• Proven Record of Results: Our attorneys have secured over $100 million in compensation for our clients and will fight to secure fair compensation.
• Comprehensive Legal Support: We are a full-service law firm meaning we can provide assistance at all steps in the legal process. Our team of dedicated, experienced attorneys will offer you the support you need to provide peace of mind throughout the process of your case.

Our Firm Proudly Serves Springfield, MO and Surrounding Areas.

In addition to our second location in Marshfield, MO, our team proudly serves clients across Southwest and South Central Missouri. We provide legal representation to cities including, but not limited to:

• Joplin, MO
• Ozark, MO
• Republic, MO
• Nixa, MO
• Bolivar, MO
• Lebanon, MO
• Rogersville, MO
  

What to Expect in an Insurance Coverage Dispute:

Insurance cases are complex and require the support of a trusted, experienced team of attorneys. Our team is here to guide you through every step of the process. Here's what you can expect:

• Consultation: During a consultation, we will discuss the details of your cases and plan the best course of action for getting you the compensation you deserve.
• Case Investigation: Our attorneys are experienced and will exhaust every option to compile the evidence needed to support your case.
• Filing the Claim: Following an investigation, we will file the necessary legal documents to initiate your insurance coverage claim.
• Negotiation and Settlement: Cases are often resolved through negotiation and settlement. We will work relentlessly to achieve an outcome that is best for you. After explaining the circumstances of your case, we will work out a plan of action. If a settlement is not the best option, we will be prepared to go to trial for you.
• Trial Representation: Our team of experienced litigators is fully equipped to fight for you at trial. At Hosmer King & Royce, we will work relentlessly to ensure you are compensated fairly.

Speak With An Attorney.

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If you or a loved one have been wrongfully denied coverage, it’s crucial to consult with an experienced attorney as soon as possible. By setting up a consultation with our trusted team, we can guide you through the legal process, ensuring that all potential evidence is secured and accessible.

Our dedicated insurance coverage attorneys serve Springfield, MO, Marshfield, MO, and the entire Southwest Missouri region. We are here to provide the support and expertise you need to pursue justice and compensation.

Allow Hosmer King & Royce, LLC to Assist You With Your Insurance Law Matters Today.

Call us, visit our offices in Springfield or Marshfield, or set up a consultation by filling out a contact form. You can use the contact button above, the form on our Home page, or the form on our Contact page to get started. Our team is ready to assist you with your insurance case.